Earthquake in Kerala

Sir, - To most of our people in Kerala, it was a surprise as well as a shock when they faced the earthquake on December 12. They never thought they would face such a situation while in this State. It was because most of us do not have any idea about the possibility of a tremor here. As per the earthquake map, the whole of Kerala is in zone III with more chances of a tremor and everyone will be surprised to know that the possibility is much more than in Latur which has a position in zone IV. The unexpected tremor luckily has not caused any loss of life, but has caused financial loss to many.

As a registered Forum of General Insurance Customers, we are inspecting a lot of General Insurance policies for giving advice. It is surprising to find that about 70 per cent of general insurance customers have opted out of earthquake cover from their policies to save a little money. All the General Insurance companies are having extension of earthquake cover for a negligible premium of Rs. 10 to Rs. 20 per lakh of insured amount per year. The coverage will take care of the financial loss of the insured in the event of any earthquake.

Susan Jocob,

Kochi (Kerala)

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